What a week! Not sure whether to laugh or cry. So the house we put an offer on in Centerville is most likely not going to pan out. The lender called us on Monday to inform us that we had to carry flood insurance, because this home was in a flood plain. At no time during this process, was it disclosed to us that we were required to carry flood insurance. Flood insurance---$141 per month (not including homeowners insurance). Thats right, $1700 per year. This completely defeated our purpose of trying to stay within a certain budget. With our repairs addendum, we submitted a much lower offer to off set the cost of the insurance, but the sellers are more then likely not going to accept it.
We waited for a month so the sellers could find a place in St. George, which put us way behind schedule of finding another place in order to close by November 30. Our lender said we would have to have another house under contract no later than this Friday in order to have funding go through by the end of November. We looked at houses with my brother last night in Woods Cross, which around here is not considred the best place to live, but we think the neighborhood looks like a good, family oriented area. The houses are smaller but newer. I am still not ready to make a decision. Hopefully, we will come to conclusions soon. Maybe we will wait.
Thursday, October 22, 2009
Wednesday, September 30, 2009
House Update
The home that we have under contract is in Centerville, which is right next to Bountiful. We are very happy to be staying close to Chris's work, and love the Centerville/Bountiful area. We looked at a lot of houses closer to the Layton area because they were more in our price range, but we really didn't want to move from this area. We like Chris to be close to work. Real estate in Bountiful and Centerville is really expensive.
This house was listed on Monday, my brother (our agent) took us to look at in on Wednesday; and there were two offers on it by Thursday. We liked the house quite a bit, but weren't set on it because it isn't quite as big as we wanted; and it pretty much doesn't have a backyard. It does have however; a new furnace, new central air, a new H2O Water heater; a new kitchen which comes with all of the appliances, and it is very clean and taken care of. We had been looking for weeks, and looked at many houses. We liked a few, but they were not in the location that we wanted, and some were priced higher then we wanted to go. Overall, we think this is a great starter home for us. We have to start somewhere, right. At least that is what Chris has been telling me--I'm not a very good risk taker.
Because there were mutiple offers each party could put in there max price they would pay for the home. Our offer beat over the others by just a little (at least that is what the listing agent said :). I have had my worries, but feel good about this house. It is in an awesome location; and it was priced well for the area.
The couple that live in the house are retiring to St. George; and so they are looking for a place to buy. We have to wait until they find a place---hopefully this weekend. If they don't find a new home, we are not tied to the contract. More than likely we won't be moving until the middle of November. We will keep you updated. When we do move, we could use all the help we can get.
This house was listed on Monday, my brother (our agent) took us to look at in on Wednesday; and there were two offers on it by Thursday. We liked the house quite a bit, but weren't set on it because it isn't quite as big as we wanted; and it pretty much doesn't have a backyard. It does have however; a new furnace, new central air, a new H2O Water heater; a new kitchen which comes with all of the appliances, and it is very clean and taken care of. We had been looking for weeks, and looked at many houses. We liked a few, but they were not in the location that we wanted, and some were priced higher then we wanted to go. Overall, we think this is a great starter home for us. We have to start somewhere, right. At least that is what Chris has been telling me--I'm not a very good risk taker.
Because there were mutiple offers each party could put in there max price they would pay for the home. Our offer beat over the others by just a little (at least that is what the listing agent said :). I have had my worries, but feel good about this house. It is in an awesome location; and it was priced well for the area.
The couple that live in the house are retiring to St. George; and so they are looking for a place to buy. We have to wait until they find a place---hopefully this weekend. If they don't find a new home, we are not tied to the contract. More than likely we won't be moving until the middle of November. We will keep you updated. When we do move, we could use all the help we can get.
Friday, September 25, 2009
Under Contract...Scared to Death!!
We finally did it. We bought a house (as long as everything goes through okay). I practically had a nervous breakdown, havn't slept in days, and may have said a few bad words. Chris of course has been completely calm during the entire process. The new house even comes with a 100% retro bathroom. Check it out here http://www.circlepix.com/tour.htm?id=745068&mls_tour=1.Thursday, September 3, 2009
A Typical Evening with the Boys!!
So this is what we do for entertainment in Bountiful. Colter is still struggling with learning to walk (especially with his new shoes). Listen carefully to the fighting in the background. Tanner didn't learn that from me. Sorry that I'm not much of a blogger. I'm lucky to actually get five minutes to add a post---Colter is a handful. I will try to do better.
Thursday, July 16, 2009
Another Great Fathers Day
Tippets Family Reunion - Our journey was not as peaceful as it would appear!
We finally arrived...late. We were however pleasantly surprised by our accomadations and it was a beautiful area.
The next 2 days were fun and the normal crazy Tippets traditions
played out as expected. There was the famous Tippets rap (twice). The singing of Cowboy Joe. The telling of the 2 stories about anything that the Tippets family has ever done that would be considered great (twice), and a whole lot of yelling at the kids getting them to calm down and not run around.
We also had a great time playing games and catching up with family that we do not get to see regularly, and those we do. We can't wait for the next one in 3 or 4 years.
Wednesday, July 15, 2009
Colter Turns 1
So obviously
its been some time since we last posted anything. We moved, which kept us fairly busy for a couple of weeks (not to mention away from a computer), went on the Tippets family reunion to Coloroado our first weekend after moving, followed up by the Stubbs family reunion in Heber the next weekend. All in all it has probably been the busiest month of our marriage. Not to mention this weekend we have Andrea's cousin's son who is getting married as well as my Grandmothers 80th birthday Celebration.
Just prior to this crazy time in our life Colter had his first birthday. We had a small get together at our home with mainly family. Colter got the standard birthday cake (which was pretty much his first cake ever). He loved it! He ate til he was about ready to fall asleep.
Then it was time to open up his presents. He made out like a
bandit with a boat load of toys and candy.
At one, Colter definately is starting to show his personality, he wants everything, especially cell phones and remote controls. He loves to play with anyone, and especially likes any kind of food with sugar (definately a Tippets). He is an absolute train wreck...he makes a mess out of everything, and is STILL constantly drooling.
He still is not walking..he's close. He will stand, look around, and then sit back down and crawl around. He is on the other hand a very fast crawler. Which is why I think he hasn't started walking yet.
He keeps us busy, but we love him and don't know what we would do without him (other than get some sleep).
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